Lombardo Loan in Private Capital in Mallorca
A financing solution designed for investors in Mallorca who want to obtain liquidity using their portfolio of financial assets as collateral, without having to sell them. Maintain your investment strategy while accessing capital quickly and flexibly.
Immediate liquidity on financial assets
Access capital using your portfolio in Mallorca without needing to divest.
Flexible and structured financing
Options with periodic interest, accumulated interest or bullet structures adapted to the client's profile.
Private capital specializing in the Balearic Islands
Agile solutions outside of traditional banking, with analysis focused on portfolio quality.
Financing on financial assets in Mallorca
The Lombard loan in private capital allows the value of an investment portfolio to be transformed into immediate liquidity, while maintaining ownership and market exposure.
Ideal for:
- Investors with diversified portfolios in stocks, funds, or bonds
- Clients seeking liquidity without selling at inopportune times
- Owners of financial assets in Mallorca and the Balearic Islands
- Active investment strategies with a need for specific capital
- Efficient and flexible estate planning
Financing based on your portfolio
The analysis focuses on the quality, liquidity, and diversification of financial assets.
Liquidity without loss of market exposure
Maintain the growth potential of your portfolio while raising capital.
Network of specialized private lenders
Access to fast financing in Mallorca with structures adapted to the investor profile.
Lombard loan solutions in Mallorca
Solutions designed to transform your financial portfolio into immediate liquidity in Mallorca, while maintaining your investment strategy. We structure flexible private equity transactions tailored to the investor's profile and asset composition.
Lombard loan on diversified portfolios
Liquidity on stocks, funds and bonds without needing to sell your portfolio in Mallorca.
Pledge of liquid financial assets
Structured financing through a guarantee on high-quality financial assets.
Bullet structures or structures with flexible interest rates
Payment options at maturity or with periodic interest depending on your strategy.
Liquidity for strategic investment
Access capital for new opportunities without changing your current portfolio.
Wealth optimization without divestment
Obtain liquidity while maintaining exposure to financial markets.
Financing for international clients
Solutions tailored to global investors with assets managed in Mallorca.
Flexible, agile and adapted to the financial market
The Lombard loan in Mallorca is normally structured for the short or medium term, with active management during the operation:
- Fast approval in a few days
- Financing between 1 and 3 years (up to 5 depending on profile)
- Options without periodic amortization
- Dynamic management based on portfolio evolution
- Suitable for residents and non-residents
Tax and wealth efficiency in Mallorca
The Lombard loan allows for improved equity efficiency without the need to divest, while maintaining exposure to financial markets.
Financial risk control
Strategies tailored to manage portfolio volatility during trading.
Monitoring and adjusting guarantees
Continuous monitoring of asset values to maintain loan stability.
Structured exit planning
Early definition of the refund through refinancing or asset reorganization.
Preguntas frecuentes sobre el préstamo lombardo en Mallorca
We answer the most common questions about Equity Release in Mallorca.
It is a financing method that allows you to obtain liquidity using a portfolio of financial assets as collateral. In Mallorca, this type of solution is structured by pledging assets such as shares, funds, or bonds, while maintaining ownership and market exposure.
No. The main benefit of a Lombard loan is that it doesn't require the sale of assets. You can keep your portfolio intact while accessing capital, avoiding divestment during unfavorable market conditions.
The level of financing depends on factors such as the liquidity, quality, and volatility of the portfolio. Generally, a percentage of the value of the financial assets is granted, adjusted to the risk profile.
Since the guarantee is linked to the markets, if the value of the portfolio decreases, it may be necessary to provide additional guarantees or amortize part of the loan to maintain the balance of the operation.
We can set up structures with no periodic amortization (bullet loans), with accrued interest, or with periodic payments. Everything is tailored to the client's financial strategy in Mallorca.
The capital can be used freely: for investment, personal liquidity, business projects or financial restructuring, without the usual limitations of traditional banking.
