About us
At PalmaFinance we support you with clear, secure private financial solutions tailored to your needs.
Lucie Carina Quernheim
Effective financing depends not only on capital, but also on supporting the client with clarity, agility, and real solutions.
A team ready to give you solutions, not excuses
We are a multidisciplinary team specializing in:
Private financing with real estate guarantee
Mortgages for non-residents
Bridge loans and transition operations
Refinancing and obtaining liquidity
Financing for companies, SMEs and investors
Feasibility analysis and financial advice
We work alongside a network of banks, private lenders, family offices and specialized funds that understand the Spanish market and the real needs of our clients.
Our commitment is to transparency, agility , and full support in every operation.
We have experts from different sectors
Lawyers
Advisors
Architects
Mortgage managers
Administrative
We help each project move forward without financial barriers
Our team works every day to offer agile, transparent, and results-oriented financing.
Everything you need to know about Palma Finance
Como brókeres financieros, acompañamos a particulares, empresas e inversores en la búsqueda de financiación privada eficiente, transparente y adaptada a sus necesidades.
Palma Finance es una firma de brókeres financieros especializada en encontrar la mejor solución de financiación privada para cada cliente. Analizamos tu caso, seleccionamos al prestamista más adecuado y gestionamos todo el proceso hasta la firma en notaría. No somos un banco ni un prestamista: somos intermediarios expertos en financiación con garantía inmobiliaria.
After receiving your application, we conduct an initial assessment to understand your situation and evaluate the transaction. From there, we present your case to our network of private lenders, secure the best available terms, and guide you through each step until approval and signing. Our goal is to achieve a fast, secure solution tailored to your needs.
Individuals, companies, SMEs, the self-employed, investors, and national or international buyers. Any client who has a property as collateral—or who is going to acquire one—can access our private financing solutions.
A financial broker saves you time and money: they compare options for you, negotiate terms, avoid processes that might not be approved, and guarantee you access to private lenders who don't work directly with the public. Furthermore, they protect you throughout the entire process and ensure the transaction is viable and secure.
Yes. Most of our clients come to us after being rejected by banks. As brokers, we work with private lenders who primarily value the property and the transaction, not just the bank's profile. This allows us to offer viable alternatives even in complex cases.
Yes. Palma Finance has extensive experience in financing for non-resident clients, international investors, and buyers who need additional support with documentation, NIE (Spanish tax identification number), appraisals, or other processes in Spain. We manage transactions for clients in Europe, the UK, Switzerland, the US, and Latin America.
