Loans for companies and SMEs in Spain
Financing solutions for businesses that need liquidity to grow, cover working capital, or make new acquisitions. Streamlined, flexible processes without excessive bureaucracy.
Immediate liquidity
Get fast financing to cover working capital, meet urgent payments or boost new projects without depending on the bank.
Condiciones flexibles
Solutions designed according to the real needs of your company: expansion, investment, purchases or financial stabilization.
Expertos en financiación empresarial
Access private lenders who understand the timing of the business world and support the growth of SMEs.
Flexible, secure financing tailored to SMEs and businesses
In today's environment, businesses need quick answers and readily available capital to avoid missing opportunities.
Ideal for:
✔ Covering working capital
✔ Paying suppliers
✔ Investing in machinery
✔ Financing acquisitions
Financing solution
Structured capital tailored to the operational and strategic needs of your company.
Business growth
Ideal for businesses that want to scale, expand, or strengthen their market position.
Lender network
Agile private financing, designed for companies that need an immediate response.
Smart solutions to finance your company's growth
We work with national and international companies operating in Spain.
Each transaction receives a customized study based on the sector, needs, and potential return on investment.
Working capital loans
Immediate liquidity to meet payments, cover collection delays or stabilize cash flow.
Financing for expansion or new units
Capital to open new lines of business, branches or expand operational capacity.
Loans for the acquisition of machinery
Financing for machinery, commercial vehicles or industrial equipment.
Business refinancing
Debt restructuring to improve liquidity and reduce monthly financial pressure.
Loans for the purchase of companies or assets
Financing to acquire businesses, shares, strategic assets or corporate real estate.
Financing for companies in special situations
Alternative solutions for companies facing bank rejection, rating problems, or urgent needs.
Fast, secure, and designed for business growth
Avoid delays that hinder your expansion.
Our private business loans offer:
Review and approval in 24–72 hours
Fewer requirements and simplified processes
Financing based on the company's actual needs
Signing at a notary's office in weeks
Capital for working capital, investment, or strategic purchases
Grow without complications, even if the banks don't give you an answer
Miles de empresas financian su actividad y expansión mediante capital privado en España.
Con Palma Finance, tu proceso es claro, rápido y adaptado a tu situación real.
Financing solution
Tailor-made for your company, adapted to your real needs for growth, investment or operational stability.
Immediate liquidity
Fast financing to cover working capital, boost new opportunities or support the expansion of your business.
Network of experts
Prestamistas privados especializados en financiación empresarial, preparados para analizar y aprobar operaciones.
Preguntas frecuentes sobre préstamos para empresas y pymes
We answer the most common questions about mortgages for self-builders in Spain.
Self-employed individuals, SMEs, corporations, startups, and established companies can apply for financing. Private loans are tailored to different revenue levels and needs.
Working capital, suppliers, machinery, asset purchases, business acquisitions, expansion, marketing, renovations, or any operational or strategic need.
Yes. Private financing has fewer requirements, assesses the business's potential, and offers approvals in 24–72 hours, ideal for businesses in a hurry or those rejected by banks.
It depends on the business needs and the structure of the operation. Financing can range from €30,000 to several million, depending on the project, sector, and overall creditworthiness.
Basic company information, financial situation, purpose of the loan, billing, debts and asset documentation if applicable.
Yes. Private financing is a common alternative for companies that need liquidity but do not meet the requirements of banks.
