Bridge loans in Spain
A flexible solution for buying a new home before selling your current one. Facilitates the transition with temporary, fast financing tailored to your needs.
Compra sin esperar
Acquire your new home without having to immediately sell your current one or miss out on an opportunity.
Financiación temporal y flexible
A bridge loan designed to cover the interval between purchase and sale with customized terms.
Expertos en operaciones puente
Access private lenders specializing in fast and secure real estate transitions.
Flexible, secure financing adapted to changes in housing
A bridging loan allows you to buy a new property without waiting to sell your current one, avoiding financial stress, missed opportunities, or rushed sales.
Ideal for:
✔ Families finding their ideal home before selling
✔ Buyers who don't want to miss out
✔ Those needing more time to sell at the best price
✔ People transitioning to a new residence
✔ Homeowners with two simultaneous transactions
Financing solution
Temporary capital adapted to the value of your current home and the new acquisition.
Immediate liquidity
It allows you to proceed with the purchase without blocking the transaction due to sales delays.
Network of specialized lenders
Experts in financing bridge operations quickly and with maximum security.
Smart bridge financing solutions
We work with national and international clients who need to close two real estate transactions smoothly.
Private bridge mortgage
Fast and temporary financing to cover the purchase of the new home until the current one is sold.
Loans secured by your current home
Get liquidity by using your property as collateral without having to sell today.
Urgent home purchase
Ideal if you've found an opportunity and don't want to miss it due to a lack of immediate funding.
Temporary refinancing
Solution to reorganize debts and free up liquidity while preparing for a sale.
Partial or full financing of the new home
Tailored to the value of the properties and the client's strategy.
Solutions for foreign buyers
Financing for those who wish to acquire a home in Spain while managing the sale in another country.
Fast, safe and designed for those who need to move house without stress
Una hipoteca puente permite gestionar dos operaciones simultáneas sin presión ni retrasos.
Palma Finance te ofrece:
Approval in 24–72 hours
Temporary financing between 6 and 36 months
Flexible terms tailored to your situation
Quick signing at a notary's office
Solutions even if the banks are slow to respond
Move your home without complications or rushing
Miles de compradores utilizan hipotecas puente para hacer la transición de una vivienda a otra sin sacrificar precio ni tiempo.
Con Palma Finance, el proceso es claro, ágil y seguro.
Financing solution
Designed to cover the purchase of your new home while you sell your current one.
Immediate liquidity
Avoid blocking real estate transactions or missing opportunities.
Network of experts
Private lenders specializing in bridge operations.
Frequently asked questions about bridging loans
We answer the most common questions about bridging loans in Spain.
It's temporary financing that allows you to buy a new home while you haven't yet sold your current one. It facilitates the transition without having to wait or rush into a sale.
Generally between 6 months and 3 years, depending on your needs and the estimated time to sell your property.
No. The purpose of a bridging loan is precisely to allow you to buy before you sell and give you time to find a good buyer and price.
Your current home, the new one you want to buy, or any property with sufficient collateral value.
It depends on the appraised value of your current property and the price of the new property. Financing is typically available for up to 50% of the asset's value.
Faster approval, time flexibility, the ability to buy before you sell, and greater financial comfort during the transition.
