Loans for investors in Spain
Financing designed for real estate or asset investment projects. Access fast capital and flexible terms to seize opportunities without wasting time.
Capital rápido
Get immediate liquidity to close deals, refinance assets, or acquire new opportunities without relying on slow banking processes.
Condiciones flexibles
Solutions based on asset value, project potential, and your goals as an investor.
Prestamistas especializados
Access a network of real estate investment experts with experience in complex transactions.
Flexible, secure financing tailored to real estate investors
Como inversor, el tiempo lo es todo. Una oportunidad puede desaparecer en días.
Por eso, en Palma Finance ofrecemos préstamos privados para inversores, rápidos y estructurados según el valor real de tu operación.
Ideal for:
✔ Buying properties for rental
✔ Acquiring for renovation and resale
✔ Increasing wealth
✔ Projects with short or medium-term returns
Financing solution
Capital structured according to the asset: premises, housing, land, building, hotel or heritage project.
Profitability and growth
Ideal for investors looking to leverage their portfolio safely.
Red de prestamistas
Investment experts who understand the dynamics of the Spanish market.
Smart financing solutions for real estate investment
We work with national and international investors from Europe, the United Kingdom, the United States, Latin America, and the Middle East.
Each transaction receives a personalized analysis.
Loans for purchasing opportunities
Quick liquidity to acquire discounted properties, urgent sales or off-market transactions.
Financing for renovations and revaluation
Capital to renovate homes, premises or buildings and increase their value before selling or renting.
Bridge loans for investors
Temporary financing ideal for closing deals while receiving another source of capital or completing the sale of another asset.
Refinancing of real estate assets
Free up liquidity from properties you already own to reinvest without having to sell.
Funding for heritage projects
For investors looking to expand their portfolio with stable, high-yield assets.
Loans for investment in tourist housing
Financing for tourist apartments, holiday rental villas and second homes intended for income.
Fast, secure and designed for demanding investors
Avoid missing out on opportunities due to slow banking processes or impossible requirements.
Our private investment loans offer:
Review and approval in 24–72 hours
Quick capital to close strategic deals
Fewer requirements and simplified procedures
Asset-based financing
Sign at the notary's office in weeks, not months
Invest without complications, even if the bank has told you no
Miles de inversores cierran operaciones cada año con financiación privada en España.
Con Palma Finance, tu proceso es transparente, rápido y diseñado para maximizar tu rentabilidad.
Financing solution
Tailored to the asset value and investment strategy.
Immediate liquidity
Ideal for urgent opportunities or competitive purchases.
Network of experts
Lenders with extensive experience in real estate investment transactions.
Frequently Asked Questions about Investor Loans
We answer the most common questions about loans for investors in Spain.
Purchases for rent, renovations for resale, acquisition of discounted assets, refinancing of assets, purchase of tourist housing and investment projects with short or medium-term returns can be financed.
It depends on the asset's value. Financing typically covers up to 50% of the purchase price, although higher percentages can be obtained with private lenders depending on the project, the current land value, and the projected future value of the construction.
The financing is disbursed in installments, released as construction progresses.
Yes. Private financing is faster and more flexible. It primarily values the asset and its potential, not just the investor's financial profile. This system ensures that financing keeps pace with the actual construction schedule and avoids delays due to lack of liquidity.
Sí. Es ideal para compras rápidas, subastas, ofertas limitadas o cuando estás esperando la venta de otro inmueble. Una vez obtienes la licencia y el proyecto visado, la financiación puede convertirse en una hipoteca autopromotor por tramos.
Property documentation, purchase contract or pre-agreement, appraisal or valuation, investment plan (if applicable) and basic personal documentation.
Yes. We work with investors from any country and offer loans based on the value of the asset in Spain, without the need for tax residency.
