Experts in private equity and alternative financing
We advise on private equity transactions, private banking, alternative financing and financing structures for companies, investors and individuals in Mallorca, the Balearic Islands and the Costa del Sol.
Clear and fast financing in the Balearic Islands and Costa del Sol
At Palma Finance, we analyze each transaction individually to offer private equity solutions, alternative financing, and expert financial advice. We support clients who need agility, structure, and a strategic vision to close deals securely.
Mission
To provide efficient financing solutions for individuals, businesses and investors
Vision
To be a leading firm in Mallorca and the Balearic Islands in private equity transactions
Values
Trust, closeness, rigorous analysis, speed and commitment to every operation.
Get the financing you need with experts in private capital and alternative financing in Mallorca.
We analyze your case to find the best solution in private financing, alternative financing or personalized financial structure in Mallorca, Balearic Islands and Costa del Sol.
Flexible, secure and fast private financing in Mallorca
We offer a specialized service for clients seeking a genuine alternative to traditional banking. Whether you need liquidity, more flexible financing, or a structure tailored to a complex transaction, Palma Finance will help you find the most suitable solution.
Financing tailored to each profile
We study the operation, the asset, the term and the client's objective to find a coherent and viable solution.
Agility in operations that require speed
We work with alternative financing structures and private capital designed for transactions where time is critical.
Expert support in private banking and non-bank financing
We advise on transactions that require a more strategic, flexible, and personalized approach than traditional banking.
Types of Mortgages we manage
Find the mortgage financing that best suits your needs: residents, non-residents, and self-builders. Always have access to the best market conditions.
Mortgages for Non-Residents in Spain
If you live outside of Spain, we can help you obtain financing both within and outside the Eurozone. We compare banks and negotiate on your behalf to secure the best possible terms.
Mortgages for Construction (Self-builder)
We finance new construction and renovation real estate projects. We'll guide you through the entire process: land purchase, certifications, and phased disbursements.
Alternative Financing Solutions
Alternative financing solutions for investors, businesses, and individuals in Mallorca. Fast, flexible capital with real estate collateral.
Loans for Investors
Financing designed for real estate or asset investment projects. Access fast capital and flexible terms to seize opportunities without wasting time.
Business Loans
Financing solutions for SMEs and businesses that need liquidity to grow, cover working capital, or make new acquisitions. Streamlined processes without excessive bureaucracy.
Obtaining Liquidity with Real Estate Guarantee
Get immediate cash using a property as collateral. Ideal for individuals and businesses needing fast financing without changing banks.
Préstamo lombardo con capital privado
An alternative financing solution that allows you to obtain short-term liquidity by providing assets as collateral. Ideal for clients who need agility, flexibility, and quick access to private capital without resorting to traditional banks.
Equity release in private equity
A private financing alternative designed to free up liquidity and facilitate the purchase of a new home before selling the current one. A flexible, fast financial structure tailored to property transactions in Mallorca, the Balearic Islands, and the Costa del Sol.
Private Mortgages and Short-Term Financing Solutions
Short-term mortgage financing: private mortgages 1–3 years and bridging loans with real estate guarantee and quick response.
Private Mortgages for 1-3 Years
Fast, short-term financing with real estate collateral. Ideal for those who need immediate liquidity while finalizing a transaction, selling a property, or awaiting bank approval.
Bridge Mortgages
A flexible solution for buying a new home before selling your current one. Facilitates the transition with temporary, fast financing tailored to your needs.
Private financial solutions tailored to your needs
We analyze your situation, study alternatives and show you a clear solution tailored to your needs, with total transparency and expert support.
How we handle private funding: A clear and transparent process
We guide you step by step so that you can get the best financial solution with complete peace of mind, whether you are a resident or a non-resident.
Initial analysis of your case
We review your financial situation, needs, and goals to present you with the most suitable options.
Study and comparison of entities
We compare banks and private lenders to find the best terms available for you.
Presenting the appropriate proposal
We'll show you the most favorable option and answer all your questions before we continue.
Full management up to the signing
We accompany you every step of the way: documents, negotiation, appraisal and final signing.
Are you interested in becoming an investor?
En Palma Finance ofrecemos oportunidades de inversión seleccionadas, con un enfoque conservador del riesgo, procesos claros y una gestión transparente orientada a la rentabilidad.
Short and medium term operations
We structure investments with defined time horizons, designed for those seeking to optimize their capital without immobilizing it for years, always maintaining active and controlled management.
Proven financial strategies
We apply financial analysis criteria and real operational experience, selecting only those strategies that have demonstrated consistency and viability in different market scenarios.
Access to opportunities not available in the traditional market
We facilitate access to private and structured operations, outside of conventional banking channels, reserved for investors seeking to diversify and access alternatives with greater potential.
Our customers' opinions
Our customers' satisfaction is our best guarantee. Here you can read real experiences from people who have trusted us to manage their financing.
Thanks to Lucie and her team, I was able to find and make my dream property a reality.
It only took a few days after we sent the necessary documents, and voilà, our mortgage was approved. We couldn't have chosen a better financial advisory service.
Thank you so much for everything!
Frequently asked questions about financing and mortgages
En Palma Finance resolvemos tus dudas de forma clara y transparente. Sabemos que solicitar financiación o una hipoteca genera muchas preguntas, por eso aquí respondemos a las más habituales.
We generally require your ID or passport, income statements, bank statements, and property documentation. In the initial assessment, we'll tell you exactly what's needed based on your specific situation.
Yes. We manage mortgages for non-residents both within and outside the Eurozone. We analyze your profile and present you with the available options from banks that finance non-residents.
Bank financing requires more stringent requirements and takes longer. Private capital allows for quick access to liquidity secured by real estate, ideal for urgent transactions or those without bank accounts.
It is a short-term mortgage-backed loan, designed for those who need immediate liquidity while closing a deal, waiting for a sale or bank approval.
It allows you to buy a new home before selling your current one. It's temporary financing that covers the period between the two transactions.
Yes. We manage mortgages for construction (self-build) and financing for renovations, with disbursements in phases as the work progresses.
Depending on the type of transaction, it takes between 7 and 14 days for private capital loans and between 3 and 6 weeks for bank mortgages. We'll give you an estimated timeframe from our first contact.
Yes. We manage financing solutions for individuals, investors, and companies: capital increases, liquidity, expansion, or asset acquisition.
Yes. This is one of the fastest solutions. We analyze the asset's value and present you with the best available options from private equity or banks.
No. The initial analysis is completely free and without obligation.
Contact our financial team
We're here to help answer your questions and guide you toward the solution that best suits your needs. We'll respond to your request as soon as possible.
info@palmafinance.com
+34 605 798 966
Carrer de Caro, 4, floor 1 door B, Ponent, 07013 Palma,
