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Legal Notice

IDENTIFICATION DATA: In compliance with the duty to provide information set out in Article 10 of Law 34/2002, of July 11, on Information Society Services and Electronic Commerce, the following data of the company that owns the web domain are provided:
  1. Company name: LQ PALMA FINANCE, SL (hereinafter PALMA FINANCE)
    1. Registered office: Calle Caro nº 3, Palma de Mallorca, I. Balears, CP 07013, Spain.
  • CIF: B72663107
    • Email: info@palmafinance.com
    • Customer Service Telephone: 605 798 966
    • Customer Service Hours: from
    • Records:
      • Registered in the Register of Real Estate Credit Intermediaries of the Bank of Spain with number 972
  • USERS: Access to and/or use of this PALMA FINANCE portal confers the status of USER, who accepts, from the moment of such access and/or use, the General Terms of Use set forth herein. These Terms shall apply regardless of any applicable General Terms of Contract.
  • USE OF THE PORTAL: https://palmafinance.com/ provides access to a multitude of information, services, programs, or data (hereinafter, “the Content”) on the Internet belonging to PALMA FINANCE or its licensors, which the USER may access. The USER assumes responsibility for the use of the portal. This responsibility extends to any registration that may be necessary to access certain services or content. In such registration, the USER will be responsible for providing truthful and lawful information. As a result of this registration, the USER may be provided with a password for which they will be responsible, undertaking to use it diligently and confidentially. The USER agrees to make appropriate use of the content and services that PALMA FINANCE offers through its portal and, by way of example but not limitation, agrees not to use them to (i) engage in illicit, illegal, or activities contrary to good faith and public order; (ii) disseminate content or propaganda of a racist, xenophobic, pornographic, or illegal nature, or that incites terrorism or violates human rights; (iii) cause damage to the physical and logical systems of PALMA FINANCE, its suppliers, or third parties, or introduce or spread computer viruses or any other physical or logical systems that could cause the aforementioned damage; (iv) attempt to access and, where applicable, use the email accounts of other users and modify or manipulate their messages. PALMA FINANCE reserves the right to remove any comments and contributions that violate respect for human dignity, are discriminatory, xenophobic, racist, pornographic, harmful to minors, or that threaten public order or safety, or that, in its opinion, are unsuitable for publication. In any case, PALMA FINANCE will not be responsible for the opinions expressed by users through forums, chats, or other participation tools.
  • DATA PROTECTION:

             Data controller:

  1. Company name: PALMA FINANCE
    1. Registered office: Calle Caro nº 3, Palma de Mallorca, I. Balears, CP 07013, Spain.
    2. CIF: B72663107

Email: info@palmafinance.com

Customer Service Telephone: 605 798 966

  • PURPOSE OF DATA PROCESSING AND CATEGORIES OF DATA PROCESSED

To access some of the services that PALMA FINANCE offers through its website, you will need to provide some personal data. In compliance with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation), we inform you that, by completing these forms, your personal data will be incorporated into and processed in PALMA FINANCE's files for the purpose of providing and offering our services, as well as informing you of website improvements. You may also exercise your rights of access, rectification, erasure, and objection to the processing of your personal data, free of charge, by sending an email to info@palmafinance.com.


For what purpose?

The collection and automated processing of personal data is intended to maintain the business relationship and to carry out information, training and other activities specific to PALMA FINANCE.


Users who provide personal data unequivocally consent to the inclusion of their data in the files containing personal data for which PALMA FINANCE is responsible, as well as the automated or non-automated processing of said data so that it can be used by PALMA FINANCE to facilitate the development of the company's own activity, preparation of statistics, and sending of commercial information.


If the collected data is used for a purpose other than that for which it was collected, the prior consent of the data subjects will be required. The collected data may be transferred, to which the user gives their express consent by browsing the website.


How long does CAMPIÑA ASESORES keep your data?

PALMA FINANCE may retain your data, after the termination of your relationship with us, to comply with legal obligations. Furthermore, it will delete the collected data when it is no longer necessary for the purposes for which it was collected.


What is the legal basis for processing your data?

User data is processed based on the free, specific, informed, and unambiguous consent given by the users themselves, as they are informed by having this privacy policy made available to them. This consent may be withdrawn at any time, without affecting the lawfulness of the processing based on the consent prior to its withdrawal.

When data is collected, the voluntary or mandatory nature of the responses will be indicated. Refusal to provide data marked as mandatory will result in the requested service or information not being provided. Users may also voluntarily provide additional data in order to better provide the requested service or information. When forms are used to collect this personal data, user identification is complete, since it is the user who voluntarily enters their data into the forms available on our website.

If users of this website are required to provide their email address to access any of the requested services or information, they may indicate that they do not wish to receive any communications from PALMA FINANCE. PALMA FINANCE will provide users who have subscribed to any mailing list on this website with the appropriate mechanisms to unsubscribe.


PALMA FINANCE has the user's consent to use the personal data it has and to carry out the necessary computer processing for the provision of its services, reserving the right to delete all data belonging to users who do not meet the service provision criteria. 


To whom will your data be communicated?

The Personal Data we collect from you may be processed by members of the Data Controller's staff, based on legitimate interest, and for administrative purposes. Your personal data may also be disclosed to:

  • Lending institutions, banks and financial comparison sites.
    • Credit and solvency information providers such as the CIRBE, ASNEF and/or Equifax files.
    • Potential investors.
    • Investor intermediation and management companies.
    • Third parties that help us provide digital services, such as CRM, platform providers, web analytics, search engine, hosting services, maintenance and support of our databases, as well as our software and applications that may contain data about you.
    • Suppliers and collaborators of marketing and advertising-related services, such as digital media and social networks, among others, in order to help us offer advertising, marketing and campaigns, to analyze their effectiveness and to manage your contact and your questions.
    • Third parties for compliance with legal regulations.

We will ensure that all communication of your personal information that we or those third parties with whom we share your personal information make complies with the legislation that applies to us.


In cases where the user includes files with personal data on shared hosting servers, PALMA FINANCE is not responsible for the user's non-compliance with the GDPR.


What are your rights when you provide us with your personal data?
Users may revoke their consent at any time without retroactive effect, as well as exercise the following rights free of charge:

  • Request access to your personal data or its rectification when it is inaccurate.
  • Request their deletion when, among other reasons, the data are no longer necessary for the purposes for which they were collected.
  • Request the limitation of your treatment in certain circumstances.
  • Request to object to the processing of your data for reasons related to your particular situation.
  • Request data portability in the cases provided for in the regulations.
  • Other rights recognized in the applicable regulations.

These rights may be exercised by writing to PALMA FINANCE, specifying the right you wish to exercise and regarding which personal data, attaching a photocopy of your ID card to your communication, to the postal address: Calle Caro nº 3, Palma de Mallorca, I. Balears, CP 07013, Spain, or to the following email address info@palmafinance.com, in which case your email must be digitally signed to prove your identity.


Should you not receive a satisfactory response and wish to file a complaint or obtain further information regarding any of these rights, you may contact the Spanish Data Protection Agency (www.agpd.es - C/ Jorge Juan, 6, Madrid). The user declares that all data provided by him/her is true and correct, and undertakes to keep it updated, communicating any changes to info@palmafinance.com.


If you wish to clarify any aspect related to the PALMA FINANCE Privacy Policy, you can contact us through the following email address: info@ifar.es.

  • INTELLECTUAL AND INDUSTRIAL PROPERTY: PALMA FINANCE, either directly or as an assignee, owns all intellectual and industrial property rights to its website, as well as the elements contained therein (including, but not limited to, images, sound, audio, video, software or texts; trademarks or logos, color combinations, structure and design, selection of materials used, computer programs necessary for its operation, access and use, etc.), which are owned by PALMA FINANCE or its licensors. All rights reserved. Pursuant to Articles 18, 19, and 31.3 of the Intellectual Property Law, the reproduction, distribution, and public communication, including making available, of all or part of the content of this website for commercial purposes, in any medium and by any technical means, is expressly prohibited without the authorization of PALMA FINANCE. The USER agrees to respect the Intellectual and Industrial Property rights owned by PALMA FINANCE. You may view the elements of the portal and even print, copy, and store them on your computer's hard drive or any other physical medium, provided that it is solely and exclusively for your personal and private use. The USER must refrain from deleting, altering, circumventing, or manipulating any protection device or security system installed on the PALMA FINANCE website.
  • MODIFICATIONS: PALMA FINANCE reserves the right to make any modifications it deems appropriate to its portal without prior notice, and may change, delete or add both the content and services provided through it, as well as the way in which they are presented or located on its portal.
  • LINKS: If https://palmafinance.com/ contains links or hyperlinks to other websites, PALMA FINANCE will not exercise any control over those sites and their content. Under no circumstances will PALMA FINANCE assume any responsibility for the content of any link belonging to a third-party website, nor will it guarantee the technical availability, quality, reliability, accuracy, completeness, truthfulness, validity, or legality of any material or information contained in any of those hyperlinks or other websites. Likewise, the inclusion of these external links does not imply any type of association, merger, or partnership with the linked entities.
  • RIGHT OF EXCLUSION: PALMA FINANCE reserves the right to deny or withdraw access to the portal and/or the services offered without prior notice, at its own discretion or at the request of a third party, to those users who fail to comply with these General Terms of Use.
  • GENERAL INFORMATION: PALMA FINANCE will pursue any breach of these conditions, as well as any misuse of its portal, by exercising all civil and criminal actions that may correspond to it under the law.
  1. MODIFICATION OF THESE TERMS AND DURATION: PALMA FINANCE may modify these terms at any time, and such modifications will be duly published as they appear here. The validity of these terms will depend on their publication and will remain in effect until modified by other duly published terms.

APPLICABLE LAW AND JURISDICTION: The relationship between PALMA FINANCE and the USER will be governed by current Spanish legislation, with judicial jurisdiction corresponding to the judges and courts of the user's domicile.