Hipotecas privadas a 1–3 años
Fast, short-term financing with real estate collateral. Ideal for those who need immediate liquidity while finalizing a transaction, selling a property, or awaiting bank approval.
Financiación a corto Plazo
Private mortgage loans with terms of 12 to 36 months, designed to solve urgent needs.
Immediate liquidity
Get fast capital for opportunities, purchases, payments, or situations that can't wait for the banking pace.
Prestamistas especializados
Access a network of experts in bridging loans and private mortgages that are fast and flexible.
Flexible, secure financing tailored to those who need an immediate solution
Private mortgages for 1-3 years are the best alternative to obtain capital without waiting months.
Ideal para:
✔ Comprar una propiedad con urgencia
✔ Resolver embargos o deudas puntuales
✔ Vender una propiedad con calma
✔ Cubrir retrasos temporales de liquidez
Financing solution
Structured according to the value of the property and the required duration.
Immediate liquidity
Designed to solve urgent needs without depending on banks.
Network of private lenders
Experts in bridging loans and short-term financing.
Smart private mortgage solutions for 1–3 years
We work with individuals, investors, and companies that need fast mortgage financing.
Private bridging mortgages
Temporary financing while you wait for the sale of a property or the approval of a bank loan.
Loans secured by real estate
Quick liquidity using a property as collateral to resolve immediate situations.
Urgent debt cancellation
Quick solutions to settle debts, avoid high interest rates, or stop legal proceedings.
Private mortgages for urgent purchase
Ideal for transactions requiring quick signatures or immediate bookings.
Short-term refinancing
Restructure or expand financing until a larger transaction is formalized.
Financing for self-employed individuals and businesses
Liquidity to meet temporary working capital needs or take advantage of business opportunities.
Fast, secure, and designed for those who need financing without waiting
Short-term private mortgages are designed to provide an immediate and effective solution. They offer:
Approval in 24–72 hours
Available liquidity in days
Fewer requirements and simplified procedures
Financing based on the value of the property
Flexible terms between 1 and 3 years
Quick signing at a notary's office
Get fast financing without depending on the banks' pace
Miles de clientes utilizan hipotecas privadas para resolver situaciones temporales o aprovechar oportunidades de inversión.
Con Palma Finance, todo el proceso es claro, ágil y seguro.
Financing solution
Depending on the value of your property and the duration you need.
Immediate liquidity
Ideal for financial emergencies, purchases, or bank delays.
Network of experts
Lenders specializing in short-term financing.
Frequently asked questions about short-term private mortgages
We answer the most common questions about short-term mortgages in Spain.
It is a mortgage loan with real estate collateral and a term of 1 to 3 years, designed to obtain quick liquidity while carrying out a larger operation, such as selling a property or waiting for a bank loan.
Homes, commercial premises, warehouses, land, offices, storage units, and entire buildings. The amount is based on the asset's value.
Faster approval, fewer requirements, flexibility in the timeframe, and the possibility of obtaining financing even if the bank does not respond or rejects the transaction.
It serves as a temporary solution while you sell a property, wait for bank financing, or need immediate liquidity for an urgent transaction.
Property documents, appraisal or valuation, purpose of the loan, and basic personal information. With this information, you can receive an offer within 24–72 hours.
The study is completed within 24 to 72 hours, and the signing is usually completed within weeks, depending on the appraisal and documentation.
