We understand that every client has different financial goals and preferences, which is why we offer a wide range of mortgage products and services to suit your needs.

From fixed-rate mortgages to adjustable-rate mortgages up to private equity, we'll help you find the right option that fits your budget and lifestyle. 

Meet Lucie - Carina

Lucie - Carina von Quernheim

"Enthusiasm, passion, and solution" - these three words embody my philosophy of life and how I approach my work. Palma Finance was born out of my desire to help people achieve their dream of owning a property in Spain, providing them with viable solutions.

A little about me: Mother of three wonderful children, in love with finance, hobby-chef in my kitchen and eternal Golf apprentice... After graduating in Marketing and International Commerce, I stumbled upon the world of finance by chance. I embarked on training and began my career at one of Europe's leading finance multinationals, where I spent seven years. During this time, I achieved a double official qualification and became registered with the Bank of Spain as a Financial Advisor and Mortgage Advisor. 

It was during this stage of my career that I decided to pursue my own dream and establish Palma Finance. This new chapter in my life is fueled by my passion, enthusiasm, and desire to assist foreign individuals, like myself, in not only finding their dream property but also securing their dream financing. My goal is to: Listen - Advise - and Accompany my clients during this precious journey until they get the keys of their home in hand ❤ "A goal without a plan is just a wish" - Antoine de Saint-Exupéry - Shall we talk about it? 



 With our experienced team by your side, you'll receive continuous support and expert guidance at every stage. From the initial contact and pre-qualification to the final notary appointment, we'll be with you until you hold the keys to your new home in hand.

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Contact us and receive your personal assessment in the same call.

At Palma Finance we are very fans of giving you a quick response. That's why we will provide you with an expert evaluation on the same phone call.